![]() This lender also offers a Better Buying Guarantee, which provides borrowers with up to $3,500 in lender-paid credits to offset "covered fees." Those fees include: Lender’s Title Insurance Policy Fees Owner’s Title Insurance Policy Fees Appraisal Fees (includes second appraisal fee, appraisal re-inspection fee and appraisal recertification fee, if applicable) Flood Certification Fees Credit Report Fees and Other Settlement Fees (discount points are excluded). Its pre-approval process can be completed in as little as three minutes and won't impact your credit score. ![]() This lender doesn't charge any origination fees on the loan, and individuals who are refinancing their mortgage won't be charged prepayment penalties for paying off the new loan early. ![]() offers a straightforward refinance service with a few ways for borrowers to save money.
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